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GRAZI & GIANINO, LLP
ATTORNEYS AT LAW
Title insurance is your policy of protection against loss if any problems - even a unknown problems - results in a claim against your ownership. In extreme cases if a claim is filed against your property, you could lose your entire home and property - and still be liable to pay off the balance of your mortgage. Most claims aren't that intense, but even the smallest claim can cost you time, money and aggravation.
If a claim is made against your property, title insurance will, in accordance with the terms of your policy, assure you of a legal defense - and pay all court costs and related fees. Also, if the claim proves valid, you will be reimbursed for your actual loss up to the face amount of the policy.
Basically there are two different types of policies - a loan policy and an owner's policy. The loan policy protects the lender's interest in the property as security for the outstanding balance under the buyer's investment or equity in the property up to the face amount of the policy. (Title insurers in many states offer increased policy coverage through inflation endorsements to cover increases in value due to inflation.)
If you are in need of legal advice and/or representation for a real estate matter in Stuart, FL or Martin County, Fort Pierce and Port St. Lucie or St. Lucie County, Vero Beach or Indian River County, Okeechobee or Okeechobee County, West Palm Beach or Palm Beach County, or surrounding areas, please call the Stuart, Florida real estate attorney of Grazi & Gianino now at (772) 286-0200.
About Title Insurance.
Lifetime Television's Designing Spaces aired a five-minute segment that American Land Title Association (ALTA) co-produced entitled "Protecting Your Best Investment: Knowledge is Power. " If you missed it, you can watch ALTA Past President Anne Anastasi explaining the closing process and the importance of an Owner's Title Insurance policy to ALTA member Marlen Rodriguez of Universal Land Title. Designing Spaces typically reaches over a million potential and current home buyers, making it one of the biggest opportunities we've ever had to explain the value of title insurance to the general public.
|Leif J. Grazi|
|Peter T. Gianino|
|Maxine A. Noel|
|Ryan S. Grazi|
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